Posted: May 23rd, 2021

Jamie Purchased a Condo Assignment | Assignment Help Services

11. Jamie purchased a condo in Naples, Florida, for $699,000. She put 20% down and financed the rest at 5% for 35 years. What are Jamie's total finance charges?

A. $457,425.60 B. $626,863.20 C. $600,000.00 D. $606,823.20

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12. If a car is depreciated in four years, what's the rate of depreciation using twice the straight-line rate?

A. 25% B. 50% C. 75% D. 100%

13. Use the following information to answer the question: Cost of car: $26,000 Residual value: $6,000 Life: 5 years With the information given, determine the depreciation expense for the first year using the straight-line method.

A. $6,000 B. $5,200 C. $4,000 D. $4,400

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14. Open-end credit in a revolving charge plan results in

A. one purchase per month. B. as many charged purchases till credit limit is reached. C. as many cash purchases till credit limit is reached. D. the U.S. Rule being applied to each purchase.

15. Amount financed is equal to cash price _______ down payment.

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A. plus B. times C. minus D. divided by 16. What does an amortization schedule show?

A. The portion of payment broken down to interest and principal B. The increase in loan outstanding C. The increase to principal D. The balance of interest outstanding

17. Stu Reese has a $150,000 7½% mortgage. His monthly payment is $1,010.10. His first payment will reduce the principal to an outstanding balance of

A. $149,910.40. B. $149,729.40. C. $72.60. D. $149,927.40.

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18. A variable rate mortgage means

A. the interest rate is not fixed. B. the rate is not subject to change. C. larger monthly payments than a fixed rate. D. the interest rate is fixed for five years.

19. Which one of the following does not depreciate?

A. Computer B. Truck C. Building D. Land

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20. DHL Express bought material handling equipment for its hub operations that cost $180,000. Using the MACRS, what's the depreciation expense in Year 3 (using a five-year class)?

A. $40,000 B. $15,360 C. $43,560 D. $34,560 Get Math homework help

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