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Posted: November 1st, 2021
1. Question #1: What is the premium that must be charged to each insured to cover the pure mortality cost of the insurance based upon the Given data below? (remember you must show me your calculations).
To calculate your answer, you will need to calculate an anticipated mortality. So you will need to use the Mortality Tables . Note: be careful which of the four columns on that table that you use.
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- To calculate the one-year pure term premium for a life insurance policy. Use the following numbers for your calculations.
a. Suppose the death benefit provided under your policy for each insured is $614,107.00
b. Suppose the number of insureds to whom you are providing a death benefit is 701416
c. The age of all of your insureds is 36.
d. Do not make a distinction between male and female.
- Assume that the discount rate for $1.00 for one year is 0.962. Finance homework help
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